OpenAIfeature
November 13, 2026·Source

ChatGPT Wallet

A payment feature that lets AI agents buy things for you without seeing your real card number, starting in dots for ChatGPT Pro users in the US.

  • You add a card once, then review the items, total, and card for each purchase and approve it with a security check such as Face ID or a fingerprint
  • After approval, the card network provides a payment token that stands in for the card number, security code, and expiration date, so the business and the agent never see your actual card details
  • Built with American Express, Mastercard, and Visa, and you keep your card's rewards and protections for eligible disputes
  • Rolling out in dots for ChatGPT Pro subscribers aged 18 and older in the US with eligible US-issued cards
  • OpenAI also published a Commerce Partner Playbook for businesses: product feeds, letting ChatGPT agents through CDN and firewall rules with Web Bot Auth, and working with payment and risk providers to avoid declined agent purchases
  • OpenAI expects later versions to let users delegate purchases to an agent with limits such as spending caps, purchase categories, or time periods

Best for

Letting an agent finish an online purchase while you approve each one

When to use it

You want an agent to complete the buy, not stop at the checkout page

Who benefits

ChatGPT Pro subscribers in the US, and online businesses preparing for agent shoppers

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